Homes in St Helens you can buy for £100,000 or under

If you’re looking to buy your dream three-bedroom home but worry your lower budget will prevent that from being an option – rest assured there’s likely something available for you.

With the average UK home now sitting at a price of £265,668, many first time buyers are struggling to get their feet on to the property ladder.

But the good news is that there are a number of areas within Merseyside that are home to affordable properties that don’t sacrifice the quality of what you’re getting – St Helens being one of them.

Read More: Bug that ‘lasts weeks’ spreading across Merseyside

The most recent statistics from Zoopla estimates that the average price for property in St. Helens stood at £164,978 in October 2021 – which is near 15% cheaper than Liverpool’s average of £191,058.

But understandably even the local average can be out of reach for a number of us.

Below are a number of three-bed properties that are currently advertised on online real estate portals Rightmove and Zoopla that all have an asking price of either £100,000 – a lower budget shouldn’t prevent you from landing the house of your dreams.

North Road

Currently on offer just a stone’s throw away from St Helens town centre, this terraced house on North Road is asking for offers over the £99,950 asking price – so potentially just sitting at our £100,000 budget.

Considered by the estate agents as a property with ‘good potential’ this three-bed home is targeted towards first time buyers or those looking for an investment.

The spacious property boasts two large reception rooms that each feature attractive fireplaces and large windows that allow for a bright family space.

There are also shower rooms situated on both the ground and first floor – meaning those early morning fights over bathroom use can be avoided.

For any extra storage space you have the use of both a loft which you can access from the first floor and a cellar which is home to the power and lighting with a storage cupboard.

Similarly to other local properties North Road’s home offers a yard to the rear with brick wall boundaries as well as gate access to the alleyway.

See more images or find out more information on Zoopla here.

Charles Street

Sitting right on the budget listed at £100,000 is another terraced house found on the outskirts of St. Helens town centre.

Described by agents as a ‘beautiful extended three bedroom mid-terrace house’, it makes the perfect home for a buyer who is looking to add their own stamp to a sought after area.

Images show the property features an attractive fireplace in the family living with both marbleised and wooden attributes – adding instant personality to the room.

Upstairs the property benefits from three bedrooms – the master boasting ample character with cut outs into the walls making room for plenty of space.

All bedrooms are currently carpeted and feature good sized windows which allow for a light space.

Externally the property offers residents parking on the street and has a yard to the rear.

See more images or find out more information on Rightmove here.

Parr Stock Road

Another home that proves St Helens might just be the ideal location for those with a lower budget – this well-presented terrace is listed with a guide price of just £90,000 leaving money over for modernisation.

This home is situated in the area of Parr which is just a five minute drive away from the town centre or alternatively boasts excellent transport links across the borough.

The images display a spacious modern kitchen which offers plenty of storage units on the walls and is accompanied by a large window which brightens up the room.

Attached to the kitchen is a large space which has the potential to be transformed into a good-sized dining area for a family.

All three bedrooms appear to be of good size and high quality – fitted with natural carpet and clean white walls.

Unlike many of the properties on offer within this price range, the property on Parr Stock Road is complemented with a front garden and a reasonable size side and rear garden with gated access.

See more images or find out more information on Rightmove here.

Sherdley Road

When searching for houses in the area that fit within the £100,000 budget it becomes apparent that terraced houses are the main find – which is what makes this home that little bit more special.

An opportunity specifically for buyers and investors whose interests lie outside of living in the property, this is a unique find and a financial steal for the St Helens property market.

This unit flat is on the market for just £39,999 but the estate agents stress ‘this is a buy-to-let property opportunity and a tenant is provided under the terms of the agreement’ – buyers are asked not to inquire if they intend to live in the homes.

The number of bedrooms is defined as 2-3, two of which can fit a double sized bed and the other a single.

The property features a u-shaped open-plan kitchen and a separate shower/bath spread over 432 sq ft.

Most favourably is the flats location on Sherdley Road which is neighbouring with the borough’s largest and most popular park – Sherdley Park.

See more images or find out more information on Zoopla here.

Hall Street

One for the ambitious and the ambitious only.

There is no denying that this terraced house located just up the road from St Helens Central train station is a project and one that needs a significant amount of work before anyone could even consider staying the night.

But if you’re someone that wants to make your home truly your own and enjoys a challenge then there is mass potential in this three-bed terrace.

The estate agent has listed the mid-terrace for offers over £90,000 and specifies cash buyers only.

The Hall Street property briefly comprises an entrance hallway, large lounge, separate dining room and kitchen and to the first floor are three good sized bedrooms and bathroom

While it isn’t shown, the advert states that this home features a rear garden – as opposed to a yard – which is a rare find in properties located within the town centre.

If you’re keen to get your building hat on then a viewing for this property is recommended.

See more images or find out more information on Rightmove here.

Cumberland Avenue

Situated mid-way between the popular locations of Eccleston Park and Thatto Heath it is fair to say this property is unlikely to be on the market for long.

Listed at a guide price of £85,000, this end of terrace is sure to be popular amongst current buyers due to its spacious interior and desirable area.

Estate agents Homesure Property specify in the listing that this end of terrace is ‘in need of modernisation’ but it is most definitely in shape for buyers to move in and unpack their suitcase.

Each of the three bedrooms appears large enough to fit a double bed along with two of them already offering built in storage space.

The lounge flaunts character, from its modernised cream fireplace, to the oak doors and notably large feature window.

Not to mention the large rear garden that offers both patio and grassed areas that once cleaned up could make for the ideal hosting space during the summer months.

Buyers and potential viewers should be aware that the bathroom has been redesigned to suit the specialist needs of a former tenant so may require renovations in order to remove the mobility walk-in features.

See more images or find out more information on Rightmove here.

Olive Mount

Make buying your first home easier with shared ownership with this brand new terraced home in the desired Sutton Manor area.

Listed as £72,800 for a 40% share, this scheme allows buyers to invest a share in a new home, ranging from 25% to 75%, depending on what they can afford.

The estate agents own the remaining share and tenants pay a reduced rent on that share – tenants will only need to secure a mortgage to the value of the share they are purchasing and a smaller deposit up front to secure their new home.

In the future, tenants are entitled to buy more shares as and when they can afford them and have the opportunity to eventually own 100% of the property if desired.

In terms of the actual homes, the pictures sell the properties themselves with the show home highlighting the potential of the newbuilds on Olive Mount.

Images show a spacious modern-fitted bathroom that comprises both a bath and a shower and have been decorated and designed to a high standard.

Homes include two good-sized double bedrooms that allow space for a double bed along with storage and decoration and a further third bedroom makes for a reasonably sized single.

Kitchens are newly-fitted and modern with images displaying a built-in oven and grill and plenty of storage cupboards and some of the new-builds feature large patio doors that open the living room out to an attractive garden space.

Viewings are recommended as homes differ in qualities and features.

See more images or find out more information on Rightmove here.

Juddfield Street

This highly-characteristic home could be yours with an offer over the mark of just £85,000 – again leaving plenty left over to add your own touch to your new home.

Don’t be deceived by it’s mid-terraced exterior as this house is plentiful for space inside.

Perhaps a selling point for many buyers is the grand wooden staircase situated in the middle of the living room – tying together the other wooden accents across the room from the fireplace to the chair rail and beautiful French doors.

All three bedrooms have a vast amount of space, with the master featuring two large fitted mirror wardrobes across two walls of the room.

The large kitchen is fitted with a range of wall and base units in a white finish with complimentary worksurfaces. Integrated gas hob and oven with overhead extractor fan.

While it is in need of some modernising – it is sure to be admired by a buyer who can appreciate its vintage qualities.

See more images or find out more information on Rightmove here .

Prospect Road

Diverting away from the mid-terraced house theme, your £100,000 budget could actually land you an end-of-terrace/semi-detached in some areas of the borough.

This spacious mews style terrace has been listed as £85,000 but in fact the description states it could be yours for just £82,000.

The Ashton listing reads: “Modern three bedroom property available.

“This lovely property has the potential to become a beautiful home.

“It is positioned on a quiet street with driveway to the front, large garden to the rear, close to the town centre and ideal for transport links also.”

The Prospect Road home features a large driveway that is gated off from the street – along with a commodious garden that could be beautiful after a groom.

Located within close proximity of Merton Bank, this is yet another project for buyers in St Helens but its potential is evident in its images.

See more images or find out more information on Rightmove here .